An E-cheque from Paypal is an alternative to an instant money transfer facility. Generally there is a time lag of 7 to 9 days for the e-Cheque to get cleared. A seller will generally dispatch the goods even if the transaction has not been completed. A user who wishes to abuse the system can do it in the intervening period. If the scamster complains a fraud to the bank and the bank in turn reports the same to Paypal you will stand to lose and your Paypal account is debited. It is important to note that as a seller you are not protected by Paypal. There are certain protections that must be taken when one is using a Paypal e-Cheque. It is absolutely unsafe to accept e-Cheques from an unconfirmed address. When you are selling, it is always advisable that you check the buyers credentials and how long has the person been buying in e-bay. All these small precautions can help a seller to protect themselves from the wrong intentions of a user.

Other precautions which can also help are contacting the buyer before shipping, getting the buyer’s phone number, for high value items it is advisable to check the electoral register of the buyer. Also the courier deliver person should be instructed to deliver the item only in the house and not to someone on the road. This also helps to ensure that you are selling your goods to an authentic buyer. E-Cheques are a good way to get paid but instant transfers still scores higher.